"Expert Financial Aid Consultants"

College is expensive. It’s no secret; especially if you are in your latter high school years or the parents of a soon-to-be college student. What people often forget is that the expenses of college start long before that acceptance letter is in hand. Applications, testing, and campus visits can add up before you even officially [...]

You’ve spent the past few years researching, visiting, and making decisions the will impact your future. In order to finance your future, you will more than likely be applying for financial aid. This means you will be filling out your FAFSA. But how will your choice school and your top choices know that you are [...]

Income Based Repayment (IBR) was enacted on July 1, 2009 as part of the College Cost Reduction Act. If you are a borrower experiencing financial hardship, have low income in comparison to your debt, or pursuing a career in public service IBR may benefit you. IBR is designed to make repaying the cost of your [...]

Academic Year- a time period of at least 30 weeks of class time. During this time a student is expected to complete at least 24 semester or trimester hours or a minimum of 36 quarter hours. Borrower- Person who receives a loan. Consolidation- a loan program were a borrower can combine various educational loans into [...]

The cookie cutter formula that determines the amount of financial aid you receive does not take in to consideration extreme circumstances and situations. For example, if your income has changed since you filled out your FAFSA and you cannot afford your expected family contribution (EFC). Fortunately, a financial aid appeal may be able to help [...]

Federal Work-Study provides part-time work for undergraduate and graduate students who have the need for financial aid. These programs allow students to earn money to help defray the costs of college. A majority of work study programs encourage work in a student’s major or provide a student with a community service opportunity. On campus jobs [...]

If you are currently a college student/parent of a college student/recent college grad, you understand what I mean when I say there is a lot of paperwork to fill out and what seems like a never ending stack of papers you receive by mail from American Education Services and the banks that provide your loans. [...]

So you are thinking about becoming a doctor! Medicine is a field that effects the lives of so many and you are ready to influence the health and well-being of others. However, medical school is undoubtedly a very costly program. The high costs of medical school do not have to stand in the way of [...]

If you’ve dreamed of serving your country or are considering the possibility, that does not mean college is out of the question. Joining the ROTC, National Guard, or enlisting in active duty come with the added bonuses of the pride of serving one’s country and a means of financing your college education. Education can be [...]

Higher education is not just for teenagers and young adults. Today, nearly 40% of college students are 25years of age or older. Continuing education may be the key to a promotion or a career change. However, financial aid may make or break one’s chances of starting or continuing their education. In the past, financial aid [...]