Archive April 2010 in our Blog

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Congrats, Class of 2010!

Congratulations, Class of 2010! Now that you're out in the "real world," here are a few quick things to remember: If you have Federal Stafford Loans (subsidized or unsubsidized), you are required to complete a counseling session that will provide you with information on how to manage your student loans after college. In 6 months (provided you were a full time student), loan repayment begins. If you have any outstanding debts to your school, pay up! This may result in a delay in receiving your diploma. As well as difficulty in requesting transcripts. Read more here!

Categories: Financial Aid | Student Loans
Tags: loan counseling loan repayment stafford loan

Deciphering Your Financial Aid Award Letter

You've applied for aid, you've patiently waited, and now you have this letter you are desperately trying to decipher what it all means! Here are some helpful hints: Information your award letter will contain: a full explanation of the cost of attendance (all fees included) and the financial aid you can expect to be receiving in the form of federal aid, state aid, and scholarships. What does COA mean? Cost of Attendance. This the projected total cost of your college attendance. This includes tuition, fees, room and board, books, and transportation. Words to look for: If you see the words… Read more here!

Categories: Financial Aid | Student Loans | Work Study
Tags: education loans financial aid financial aid award letter student aid report

What NOT to spend money on during College.

Colleges frequently provide incoming freshman with lists of things they may need for their dorms or just for classes in general. What they don't tell you--is what you don't need to be spending your money on. BOOKS. GOT YA! You are still gonna need to buy your textbooks. However, you don't need to be buying new books. There are many other ways to get books cheap: used at the book store, check out websites such as amazon.com or half.com, and check your school's library as your professor may have a copy on reserve. SERVICES OFFERING TO DO YOUR WORK FOR… Read more here!

Categories: College Planning | College Savings
Tags: code of conduct netflix savign money saving money in college

What to Look for in Your Potential College…

There are many things to look for when choosing your "home" for the next four years. Here are a few of the most important things to consider, before making one of the biggest decisions in your life thus far! COST. You need to consider your annual cost of attendance. This will include such things as tuition, fees, room and board, books, travel, and other school necessities. However, you should not rule out a school just because it may be a little out of your initial price range. You need to take into consideration if you are eligible for grants, any… Read more here!

Categories: College Planning | Financial Aid | Grants | Scholarships | Student Loans | Work Study
Tags: choosing a college college clubs college extracurriculars low interest loans

Making Grad School More Reasonable

If you are thinking about attending graduate school, you are probably aware of the high costs of attending college and you are possibly even making student loan payments. Today, almost every job requires a four year college degree. A master's degree will allow you to expand your skills and knowledge. The added bonus? It will stand out on a resume and maybe even give you the edge you need to get the job you really want. Before you add to the massive stack of student loans you already have, stop and think about ways that may just cut the cost… Read more here!

Categories: Financial Aid | Grants | Scholarships | Student Loans
Tags: financial aid grad school grad school aid grad school loans

Missing Student Loan Payments

What happens if you miss a student loan payment? Whether you are normally unbelievably careful and it was an honest mistake or you are financially unable to make the payments, let's see what may happen. If you miss one student loan payment, this does not necessarily mean the loan will default. This depends on the type of loan you have. If you have a government loan, the government will allow you to miss up to nine months of payments before the loan will default. Your loan will be classified as delinquent if you miss one payment, but you will not… Read more here!

Categories: Financial Aid | Student Loans
Tags: paying student loans late repaying student loans student loans

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