Archive August 2013 in our Blog

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Federal Grant Reserved for Education Students

Federal student aid is generally allocated to those with a financial need or in a special circumstance, but students going to school for teaching can be an exception to that rule. This grant, funded by the U.S. Department of Education, rewards recipients with $4,000 a year for four years, saving you from $16,000 of school loans.  You may be thinking, “Free money, that is not based on financial need…is there a catch?” Yes—Post graduation, you must serve a four-year term as a full-time teacher in a primary, middle, or secondary school in a high-need field and in a low-income community.… Read more here!

Categories: Financial Aid | Grants | Student Loans
Tags: fafsa financial aid grants student loans

When and How to Build Your Credit

You may be thinking: “I’m not 18, so I can’t even start building my credit” or “I’ll just worry about my credit when I’m ready to take out a loan for a car or a house.” There are many misconceptions with how credit scores work, and I advise everyone to get their credit started and straightened out while they are still young.  What is a credit score and who checks it? A credit score is a numerical value given to an individual, which represents their likelihood of paying back debts. Lenders do credit checks to decide whether or not to… Read more here!

Categories: College Planning
Tags: credit planning ahead saving money student loans

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