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Now that you are a few months removed from school, its time to start thinking about repayment. Your repayment period begins at the conclusion of your grace period. There are a few things you need to know about repayment: Exit Counseling You will receive notice about this when you graduate or start attending school less than half-time. This session will provide information on your loans and when repayment begins. Grace Period When you graduate or withdraw you will have a six month time period where you will not be responsible for making payments. This time will allow you to get… Read more here!